Some Louisianians May Still Buy Health Care Coverage During Special Enrollment Periods

March 27, 2015

Some Louisianians who missed the Feb. 15 deadline to buy individual health insurance during this year’s annual open enrollment period may still be able to get covered through one of two special enrollment periods.

The Centers for Medicare and Medicare Services announced a special enrollment period of March 15 until April 30, 2015, for people who realize while filing their taxes that they will owe a penalty for not having health insurance coverage during 2014. This special enrollment period is only for enrollment in a 2015 plan.

These people must:

  • Live in states with a federally facilitated marketplace (HealthCare.gov), which includes Louisiana;
  • Currently not be enrolled in coverage through the federally facilitated marketplace for 2015;
  • Attest that when they filed their 2014 tax return, they paid the fee for not having health coverage in 2014; and,
  • Attest that they first became aware of, or understood the implications of, the Shared Responsibility Payment after the end of open enrollment (Feb. 15) in connection with preparing their 2014 taxes.

The fee for people who don’t have coverage increases in 2015. If you don’t have health coverage for 2015, the fee is $325 per person or 2% of your household income—whichever is higher. For more information on this special enrollment period and on plans now available in Louisiana’s marketplace, individuals may visit Blue Cross and Blue Shield of Louisiana online at www.bcbsla.com or call the company toll free at (855) 343-0361.

In addition to the tax-related special enrollment period, those who have certain life changes may also qualify for a special enrollment period. These changes include having a baby, getting married or losing other health coverage—for example, after leaving a job. Those who qualify have a limited time to enroll in a federally facilitated marketplace (FFM) plan outside of the annual open enrollment period that ended in February.

For more information on qualifying life events, visit Blue Cross’ special enrollment period website at bcbsla.com/gotyoucovered or call (855) 343-0361.

About Blue Cross and Blue Shield of Louisiana
Founded in New Orleans in 1934, Blue Cross and Blue Shield of Louisiana is a tax-paying nonprofit health insurer. We are a private company, mutually owned by our policyholders, with an independent Louisiana Board of Directors and no shareholders. We are an independent licensee of the Blue Cross and Blue Shield Association.

Blue Cross and Blue Shield of Louisiana is committed to improving the health and lives of all Louisianians. With our subsidiaries, HMO Louisiana and Southern National Life, we provide group and individual health insurance plans, life and disability insurance, group voluntary products and administrative services to one out of four Louisiana residents. We’re the only Louisiana insurer that offers plans in every parish. We also provide every customer with comprehensive wellness education, programs and services to help them live healthier lives. Headquartered in Baton Rouge, we have eight regional offices to serve our customers around the state.

Blue Cross and Blue Shield of Louisiana is dedicated to transforming the healthcare industry in Louisiana into one that delivers high-quality health outcomes for our customers with top-notch service at more affordable costs. Our reputation for exceptional service and prompt payments, as well as the hard work of our 200+ in-house doctors, nurses, pharmacists, social workers and dietitians, keeps both customer and provider satisfaction high. Surveys by the Louisiana State Medical Society and the Louisiana Hospital Association consistently rank Blue Cross the best company providers do business with.

Blue Cross is deeply committed to the communities we serve. We invest both time and money in the health and wellbeing of Louisiana children by supporting more than 200 charitable organizations. We invite and encourage all Louisianians to visit our website or talk to us on social media through our online hub.